This page is here to supply Medicare participants with some knowledge and resources to find a Medicare Part D prescription drug plan. Use it freely or call our toll free number if you wish. Choosing the correct plan is very important and will save you money.

We are Medicare Advisors NOT the New York State Medicare Department. This site was originally designed for our clients but we are happy to offer our services to anyone who needs assistance and have gained many new friends and even clients.

How To Effectively Choose The Right Medicare Part D Plan

Step 1
Put together a list of all of your prescription drugs

NOTE: If you would like to skip the rest of the steps or find it too confusing we have a staff available to do this for you and we will send you the list. Simply call or click here Otherwise read on.

Step 2
Go to www.medicare.gov  and click on 2008 prescription drug plans. Here you will find the prescription drug finder.

Step 3
Enter your drugs in and find out if they are on the formulary and if there are generic substitutes that may cost less.

Step 4
Save your drug list and print out the page with the list number

Step 5
Go back to the medicare.gov home page and click on the prescription drug plans link and follow it to find and compare plans section

Step 6
You will be prompted to enter your drug list Id number which is the page you just printed. Enter that number and continue.

Step 7
Here you should see a list of all available plans in your area 


What You Should Look For When Choosing A Part D Plan

You should make sure all of your drugs are on the plans formulary-- If a drug is not on the formulary it is not covered. All companies have a seperate formulary and some plans offer a wider variety of drugs.

See if the plan has a deductible-- the standard Medicare Part D plans have a $275 deductible but if you look there are plenty that have a $0 deductible. It all depends on your specific situation

Check the tier level of each drug-- Certain drugs may be a tier 2 with one company and the same drug could be a Tier 3 with a different company

Always look to see which company has the best mail order deals. Some plans actually have a $0 copay for a 3 month supply if you use mail order.

If you already have an Idea which plan you would like to look at visit www.todaysmedicare.com and you can view actual plans without going through all of the steps

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